Upgrade your existing current account today
As a valued Santander customer we are offering you the opportunity to upgrade your current account to our Reward or Premium Current Accounts.
Our Reward and Premium Current Accounts include all the great features of a Santander Current Account, and are packed full of insurance, leisure and retail benefits, helping to save you money. For a monthly fee our Accounts with added benefits offer everything you would expect from a Santander Current Account plus much more.
A £50 supplement is required for travel insurance cover to continue, without winter sports cover, beyond age 65 with the Reward Current Account or age 79 with the Premium Current Account.
| Benefit value | Reward Current Account £10 a month Upgrade Now |
Premium Current Account £20 a month Upgrade Now |
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| Banking benefits | |||||
| Great rates if you are in credit | £12.76 - Not included in the total benefit value | More info |  |
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| £100 interest-free overdraft (depending on your circumstances) |
£12.90 | More info | |
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| £500 interest-free overdraft (depending on your circumstances) |
£64.50 | More info | |
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| Personal loan deals | £121.20 | More info | |
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| Commission-free travel money | £5 | More info | |
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| Insurance and security benefits | |||||
| Annual worldwide family travel insurance | More info | £150 | £176.38 | ||
| Health Benefits from AXA PPP healthcare | Unique benefit - equivalent price not available | More info | |
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| Green Flag car breakdown (UK) | £70 | More info | |
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| Mobile phone insurance | £107.88 | More info | |
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| Card loss assistance | £17.99 | More info | |
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| Key protection | £20.35 | More info | |
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| Identity theft protection | £69.99 | More info | |
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| Online will-writing service | £100 | More info | |
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| Legal advice | Not included in the total benefit value | More info | |
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| Leisure and retail benefits | |||||
| Leisure discounts | Up to £300 - Not included in the total benefit value | More info |
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| Airport lounge access | £137 | More info | |
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| Concierge | £150 | More info | |
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| Total value | £467.43 | £919.09 | |||
| Annual account fee | £120 | £240 | |||
| Total potential savings | How we work these savings out | £347.43 | £679.09 | ||
| Upgrade now » Important account information | Upgrade now » Important account information | ||||
Note 1: 5.00% AER/4.89% gross (fixed). 1.00% gross/AER (variable). 0.10% gross/AER (variable). We will not pay interest on any amount over £2,500 or on your whole balance if you do not pay in at least £1,000 monthly.
AER stands for annual equivalent rate and shows what the interest rate would be if we paid interest and added it to your account each year. The gross rate is the interest rate we pay before income tax is taken off. Rates may change and we pay interest each month.
EAR stands for effective annual rate and represents the yearly cost of an overdraft, which takes into account how often we charge interest to the account, and does not include any other fees or charges. Overdrafts depend on your circumstances and you must repay any overdraft when we ask in line with our General Terms and Conditions.
Rates are correct as of 5 July 2010.